Algorithmic Creditworthiness and EU Fundamental rights: the Role of the GDPR and the AI Act
This thesis examines how the EU Artificial Intelligence Act and the General Data Protection Regulation (GDPR)regulate the use of AI in credit assess- ment, with a focus on protecting fundamental rights such as transpar- ency and non-discrimination. Using a doctrinal legal method, the analysis ex- plores key legal obligations under both frameworks, including Article 22 GDPR, the classification of h