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Mortgage loan providers estimate the credit risks it caries when approving a mortgage loan to their clients. Further, defaulting a mortgage loan is a risk that has been calculated through decades using statistical models. By using entries at the time of a mortgage application, the goal of the thesis is to com- pare the accuracy between logistic regression and Support Vector Machine in predicting
Syftet med den här studien var att undersöka ångests påverkan på uppmärksamhet. Deltagare med högt skattad ångest förväntades skilja sig åt från deltagare med lågt skattad ångest gällande deras uppmärksamhet. Deltagare förväntades skapa ett implicit minne för kombinationen av ansikten som presenterades för dem i experimentet. Ett modifierat dote probe test användes för att undersöka vad försöksperThe purpose of this study was to examine attentional biases in anxiety. Participants with high self-rated anxiety were predicted to differ in their attention compared to participants with low self-rated anxiety. Participants were predicted to have an implicit memory for the combination of faces that were used in the study. A modified dot probe task was used to examine high and low social and/or tr
In 2005, the principle of ESG was introduced to the financial markets through the initiative, Principles for Responsible Investment. The initiative intended to urgently find a way to evaluate corporations based on their approaches towards environmental, social, and governance sustainability. The initiative was implemented during a time where the interest in sustainability and sustainable investing
The valorization of lignin offers sustainable and renewable products and materials. For that reason lignin needs to be further analyzed although the various challenges this process implicates. The major obstacles in this field are lignin’s chemical heterogeneity, all the modifications in lignin’s chemical structure owing to its extraction method and purification process and the lack of appropriate
An all digital phase-locked loop (ADPLL) has been implemented in a 90-nm CMOS process. It uses a phase-frequency detector (PFD) connected to two time-to-digital converters (TDC). To save power the TDCs use delay line cells with uneven delay time. During frequency acquisition an automatic tuning bank controller selects active bank of the digitally controlled oscillator (DCO), which features three s
Free radical polymerization of acrylate counterions to cationic alkyltrimethylammonium surfactant ions was performed in aqueous media. The results of the reactions were either formation, destruction or change of liquid crystalline surfactant structures, depending on the starting conditions such as the surfactant concentration, the content of inert counterions and the monomer-to-initiator ratio. Th
Soft tissue sarcomas (STS) are challenging as they represent a morphologically and genetically heterogeneous groups of tumors. A multitude of genetic changes, often in the form of fusion genes, were recognized during the 1980's and now constitute a diagnostic lexicon in several STS subtypes, whereas many of the more common subtypes are genetically complex without distinct alterations. Refined STS
We consider the possibility of measuring the true width of the narrow Fe II optical lines observed in spectra of the Weigelt blobs in the vicinity of eta Carinae. The lines originate as a result of stimulated amplification of spontaneous emission of radiation in quantum transitions between energy levels showing inverted population [Johansson, S., Letokhov, V., 2002. JETP Lett. 75 (10) 495; Johanss
This study compares the effectiveness of teaching the calculation of frontal plane QRS axis with the use of the classical versus the orderly electrocardiographic limb lead display. Eighty-three students from two environments were randomized into two groups and were taught to determine frontal plane axis with one of the methods. The accuracy and time to determine the axis were tested on 10 electroc
Roasted cassava roots flour is part of a common meal in Africa, it is known as rale in Mozambique. Fifty six samples of rale were collected from homes and markets in Inhambane Province, Mozambique, for cyanogenic potential (CNp) analyses. The names of cassava varieties used for preparing the rale samples could be determined in the home-collected samples, three varieties were recorded. Xinhembwe va
Measurements of multiparticle azimuthal correlations (cumulants) for charged particles in p-Pb at root s(NN) = 5.02 TeV and Pb-Pb at root s(NN) = 2.76 TeV collisions are presented. They help address the question of whether there is evidence for global, flowlike, azimuthal correlations in the p-Pb system. Comparisons are made to measurements from the larger Pb-Pb system, where such evidence is esta
One of the most common methods of inducing stress in the laboratory in order to examine the stress response in healthy and clinical populations is the Trier Social Stress Test (TSST). Briefly, the participant is asked to deliver a speech and to perform an arithmetic task in front of an evaluating committee. The committee, consisting of three trained actors, does not respond emotionally during the
The objective of this work was to examine the atazanavir-bilirubin relationship using a population-based approach and to assess the possible application of bilirubin as a readily available marker of atazanavir exposure. A model of atazanavir exposure and its concentration-dependent effect on bilirubin levels was developed based on 200 atazanavir and 361 bilirubin samples from 82 patients receiving
Popular Abstract in Swedish Melanin är ett pigment som finns i många olika slags vävnader. I hud och hår finns två slags melanin, pheomelanin som är typiskt för rödhåriga personer och eumelanin som finns i större mängd i mörkt hår och hud. Konstaterad korrelation mellan hudcancer och solexponering motiverar forskarna att förstå mer om melanin och dess växelverkan med UV-ljus. Man vet att rödhårigaMelanin is an epidermal pigment commonly known to give darker skin coloration under sun exposure. It is also present in the hair, eyes, inner ear and brain. The first function of epidermis melanin is believed to be photoprotective against harmful ultraviolet (UV) light, but the recent increase of skin cancer correlated to an increase of sun exposure questions the properties of melanin. Its presenc
High angular momentum states in Zr-86 were populated through the Ni-58(S-32,4p) reaction at 135 MeV using the 88-In. Cyclotron at Lawrence Berkeley National Laboratory. Recoiling Zr-86 nuclei were stopped in a thick Ta backing. Prompt multi-gamma coincidences with evaporated charged particles were detected using the full array of GAMMASPHERE and the MICROBALL. Mean lifetimes of 36 levels in Zr-86
