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Smmr26 english 170125

Kursguide - Course Syllabus • Details of approval The syllabus was approved by the board of the Department of Service Management and Service Studies on 2015-01-27 and was last revised on 2017-01-25. The revised syllabus applies from 2017-02-01, spring semester 2017. General Information The course may not be included in a main field of study. The course is included in the second semester of the Mas

https://www.ses.lu.se/en/sites/ses.lu.se.en/files/smmr26_english_170125.pdf - 2026-05-03

Coins, currencies, and credit instruments : Media of exchange in economic and social history

How, in historical societies, did people finalise transactions? Over the past few decades many economic and social historians have concerned themselves with this question, following the examples set by Douglass North and Craig Muldrew. Surprisingly, they have almost completely disregarded the most straightforward solution that historical societies had to offer, namely by using coins and currencies

Improving High-Risk Consumer Credit Scoring with Financial Transaction Data

Credit scoring, the process of evaluating loan applicants with the help of numerical methods, is widely used in the financial sector. When used correctly, it can aid the decision process and lower default rates on loans. New EU regulation has allowed third-party actors to access personal banking information, following the applicant's consent. The increase in available information that financia

À la recherche d'un public parlant: les médias et la democratie.

The traditional notuion of democracy being anchored in discussions among citizens is highlighted. The chapter makes the claim that while civic talk is central to the life of democracy, there are many socio-cultural factors that impede poitical discussion. Also, while formal deliberation is important, even the free-flowing, messy and unpredictable converations of everyday life can give rise to the