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This essay investigates the impact of a bank’s local economic environment that on its overall bank risk. Balance sheet data of Germany’s regionally-active savings banks (Sparkassen) and credit cooperatives (Kreditgenossenschaften) is matched with data from regional statistics to construct a dataset spanning the time period from 2000 until 2013. Bank risk is measured by time-varying Z-scores, an in

In recent years the liberal representative democracy has been subject of a substantial critique because of its inability to accommodate difference and create a genuinely democratic political process. One such critique comes from the theory of deliberative democracy. Supporters of deliberative democracy try to promote a model of democracy that take its vantage point in free and equal deliberation

How should a fair income tax system be designed? Since Estonia became the first country to introduce a flat tax on incomes in 1994, this question has been in focus of public debate. The aim of is this thesis is to show that a flat income tax system, combining a proportional tax rate on all incomes with an allowance exempt from tax, is consistent with the demands of justice. In order to achieve thi

Att upprätthålla välfärden för konsumenter inom EU är en av grundprinciperna för EU:s konkurrensrättsliga regelverk och praxis, något som leder till att alla konkurrensrättsliga bedömningar som genomförs av Kommissionen bör genomsyras av ett tänk som ser till det bästa för upprätthållandet av just denna välfärd. Denna inställning till skydd för konsumenter är särskilt framträdande inom EU:s regelvThe consumer welfare standard is one of the fundamental principles of EU competition law and practice. This means that all competitive assessments conducted by the Commission should have the welfare of consumers in mind to make sure that it is not harmed. This approach to protecting consumer welfare is especially prominent within the EU framework for corporate concentrations, where it is an intrin

This thesis deals mainly with three questions. The first question concerns what lessons concerning the development of 3D printing and its influence on EU copyright protection in accordance with the InfoSoc Directive and EU design protection can be learnt from history concerning the technological developments of digitization of music and the introduction of the InfoSoc Directive. The second questio

In this thesis, the value of the two composed financial products (structured products), sprinters and auto-calls, are studied and compared to the European call option. The study is preformed using both analytical and numerical solutions, where the underlying is either said to follow a GBM-process (Geometric Brownian Motion) or a GARCH-process (Generalized Autoregressive Conditional Heteroskedastic

In this essay I have examined the factors that may be underlying the fact that the co-operation between the Trade Union Confederation, LO, and the Social Democratic Workers Party, SAP, in Sweden is still strong. In Norway and Denmark this collaboration broke a few years ago and so I made an account of various factors that may have contributed to this break in Norway and Denmark, which I then compa

More than 17.9 million new patients worldwide suffer from heart diseases. In order to conduct a proper diagnosis and treatment, it is necessary to develop a functionality for patients and doctors, which has the possibility to transfer the continuously measured data to the doctor for several days. In addition, such a tool should have the function to wirelessly transmit an alarm to the doctors, prov

The purpose of this thesis is to examine the potential business model transformation in the forest industry, and to find out how, and in which areas future profits will be made. With an abductive approach, the study was conducted by forming a comprehension of the business model transformation in the forest industry, based on the developed theoretical framework. The empirical findings were generate

I sitt tidiga verk Om empatins problem (Zum Problem der Einfühlung) försöker Edith Stein ”specificera empatins speciellt intentionella karaktär” (Zahavi 2001,158). Ett övergripande mål för Stein är att finna de element som konstituerar en individ som en ”annan” för oss. Ett liknande syfte återfinns i skrifter som koncipierades delvis under samma tid på ett annat kunskapsområde, skådespelarkonstensIn her early work On the problem of empathy, (Zum Problem der Einfühlung), Edith Stein attempts to ´specify the particular intentional character of empathy´ (Zahavi 2001, 158). An overall aim for Stein is to find out the elements of what constitutes an individual as an ´other´ for us. A similar aim is present in writings that were conceived partly at the same time within another field of knowledge

Personal cooling garments (PCGs) can represent an adaptation solution to counteract heat strain and to improve worker's health and productivity (especially for some outdoor work activities as in agriculture and in the construction industry). The cooling effect of a ventilation jacket was preliminarily investigated carrying out “dry” tests in a climatic chamber on a thermal manikin. A standardized

Medicinska Linjäracceleratorer 1 Medicinska Linjäracceleratorer Börje Blad Strålningsfysik SUS Elekta MEL SL75/10 2 1. Övriga behandlingsapparater 2. Protonaccelerator 3. Linjäraccelerator 4. Olika komponenter i acceleratorn 5. Styrning av elektronstrålen 6. Acceleratorrör 7. Energistyrning och beam loading 8. Böjmagneter 9. Strålhuvud 10.Dosimetrisystem 11.MLC 12.Bildgivande system 13.Tomoterapi

https://www.msf.lu.se/sites/msf.lu.se/files/18._medicinska_linjaracceleratorer_1.pdf - 2026-05-14

1 October 2025 09:00 to 15:30 | Conference Registration for on-site participation is now closed. Registration for online participation will remain open until the event ends. Fika-to-fika workshop* in Lund and online 1 October 2025.Following on from the successful workshops on Regulating High Risk AI in the EU (2023), and Compliance and Enforcement (2024), AI Lund's fika-to-fika workshops* returns

https://www.staff.lu.se/calendar/european-ai-act-transparency-inside-and-after-ai-black-box - 2026-05-14

8 maj 2025 15:15 till 16:30 | Föreläsning Välkommen att lyssna till ett panelsamtal om konsekvenserna av den nuvarande gröna omställningen i Sápmi och hur den påverkar samers rättigheter. Efter panelsamtalet bjuds publiken in till "Fika & frågor" med panelisterna. Panelen kommer att belysa konsekvenserna av den nuvarande gröna omställningen i Sápmi och hur den påverkar samers rättigheter. Paneldel

https://www.lu.se/evenemang/samers-rattigheter-klimatforandringar-vad-ar-en-rattvis-gron-omstallning - 2026-05-14

https://www.medarbetarwebben.lu.se/evenemang/connect-festival-2025-elide-sulsenti - 2026-05-14

8 maj 2025 15:15 till 16:30 | Föreläsning Välkommen att lyssna till ett panelsamtal om konsekvenserna av den nuvarande gröna omställningen i Sápmi och hur den påverkar samers rättigheter. Efter panelsamtalet bjuds publiken in till "Fika & frågor" med panelisterna. Panelen kommer att belysa konsekvenserna av den nuvarande gröna omställningen i Sápmi och hur den påverkar samers rättigheter. Paneldel

https://www.medarbetarwebben.lu.se/evenemang/samers-rattigheter-klimatforandringar-vad-ar-en-rattvis-gron-omstallning - 2026-05-14

Företagshälsovården ger medicinsk rådgivning kring besvär som är relaterade till arbetssituationen. Vi arbetar för att förebygga ohälsa och deltar i rehabiliteringsprocessen för att underlätta för dig som anställd att vara kvar eller återgå i arbete.Som anställd eller doktorand vid Lunds universitet kan du själv kontakta Företagshälsovården när du behöver rådgivning och stöd för anpassningar och r

https://www.medarbetarwebben.lu.se/anstallning/arbetsmiljo-och-halsa/foretagshalsovarden/medicinsk-radgivning - 2026-05-14

Försäkringsrätten är till sin karaktär väldigt speciell eftersom avtalsförhållan-det rör de två primära avtalsparterna, men också övriga premiebetalare. Både genom utfallet men också genom bedömningen som sedermera blir vägle-dande för övriga försäkringstagare. En variant på försäkring är den allomfat-tande allriskförsäkringen, som till sin karaktär ska vara mer heltäckande än en reguljär egendomsInsurance law is inherently unique because the contractual relationship primar-ily involves two main parties but also impacts other premium payers. This occurs both through the outcome of disputes and through the interpretative precedents established, which subsequently guide other insurance holders. One form of insurance is the comprehensive "all-risk" insurance, designed to be more inc