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Title: A qualitative and quantitative analysis of the risk parameter LGD based on the Basel II Framework Seminar date: 27 January 2007 Course: Financial Economy, Master Thesis, 10 poäng (15 ECTS) Author: Helén Dybing Advisor: Hans Byström Key words: LGD, LTV, Risk, Basel II, Estimation model Purpose: The purpose of this thesis is to get a deeper understanding of the risk parameter LGD and try to i
Sustainable development “which meets the needs of the present without compromising the ability of future generations to meet their own needs,” (WCED 1987) is a global development objective of paramount importance. However, on the ground, ‘sustainable development’ is – in my experience – often little more than a buzzword for securing grants. From a strong sus-tainability standpoint, this thesis doc
The choice of light source is important for eco-efficient lighting. To assess the echoeffectiveness, it is essential to clarify how much and what kind of light you need, for each specific situation. To analyze this it is crucial to understand the need for different wavelengths. The Plasma lamp has a continuous spectrum and gives a relatively high proportion of photons with high energy. In many cri
The purpose of this essay was to analyze the management and steering of the social welfare service. The objective was specifically to examine how the leaders approach their position as managers of the social welfare service, and also how they approach their way of steering. The social welfare service acts under political decisions, but the management interpret and transform these decisions into ac
En ovisshet om ett rättsfaktums existens löser domstolarna oftast med att ena parten åläggs en bevisbörda. Det finns ett antal olika teorier och principer för bevisbördeplacering. När ett rättsfaktum utgörs av ett visst påstått avtalsinnehåll har HD emellertid i vissa fall, utan motivering, använt sig av avtalstolkning istället för en bevisbörderegel. Syftet med förevarande uppsats är därför dels The Swedish courts usually solve uncertainties regarding dispositive facts by using the burden of proof. There is no comprehensive, universal principle that is applicable in all cases; instead there are a number of different theories and principles. When a dispositive fact is made up of a certain alleged contractual content, the Swedish Supreme Court sometimes interprets the contract instead of u
The aim of this study is to examine the spillover effects of diversity in insect pollinated plants in the vicinity of semi-natural grasslands, if the biodiversity in plants is increased as a result of being close to pastures and if a local environmental support has an effect on its surroundings. As agricultural intensification reduces biodiversity and contributes to habitat degradation, studies on
Many of our cities have problems with air pollution and it have been shown to cause a lot of damage to human health. There are different kinds of air pollution, some are gaseous air pollutions like NOx or ground-level ozone and other air pollutions are particles. NOx forms in high temperatures from combustion processes like in a car motor. Ground-level ozone form in combination with NOx, hydrocarb
The famous problem of Canadian Literature in the contemporary critical landscape is how it, as an institution, denies all but certain kinds of identities. Alexander Beecroft suggests that a national literature, through its attempts to locate and articulate a communal identity and a notion of fellow-feeling, curates characteristics among members of previously numerous groups which can function to d
Centralt för uppsatsen är Leo-lagen som tillkom efter en företagsskandal på 1980-talet där ledande befattningshavare i AB Leo fått teckna aktier i bolaget till fördelaktiga villkor. Leo-lagen som nu återfinns i 16 kap. ABL stadgar att ett beslut om nyemission måste fattas av bolagsstämman med minst nio tiondelars majoritet om de som ska ha rätt att teckna aktier ingår i den av Leo-lagen utpekade fIn the centre of this paper is the 16 chapter of the Swedish Companies Act (Sw. aktiebolagslag (2005:551) (ABL)). The law was adopted after a big company scandal in Sweden during the 1980s where officials in the company where given shares at profitable terms. To prevent this scandal from occurring again the law states that a decision to issue new shares to officials has to be made at the annual sh
Multi-Criteria Evaluation Analysis (MCEA) is a decision making method employed to solve optimization problems that require the evaluation of a set of criteria to build an optimal decision. Where MCEA is integrated with GIS, optimization problems with spatial aspects, such as finding the best location of a facility across an area, could be solved. MCEA is implemented through different criteria dec
The purpose of this practical theological master’s thesis is to examine conversation as part of sermon preparation in present day preaching in the Lutheran Church of Sweden. This study combines studies of homiletical literature with qualitative empirical methods, stating that theory and practice informs one another. Through participant observation in Bible study groups and the following Sunday’s s
Denna uppsats är en kvalitativ aktionsstudie som genom intervjuer undersöker hur lärare och elever på ett estetiskt program resonerar kring och definierar begreppet “personligt uttryck” samt vad de tänker ska utföras för att uppfylla kunskapskravet innehållande begreppet. Detta i syfte att öka kunskapen i huruvida samsyn råder eller inte, öka förståelsen kring hur eleverna definierar och resonerarThis essay is a qualitative action study that through interviews studies how teachers and students in an aesthetics program in highschool defines and thinks about the term “personal expression” and what the student should do to meet the expectations for fulfilling the requirements concerning that particular grade. The purpose is to increase the knowledge about what differences and similarities the
This master’s thesis is about public libraries and how the work they do for children and youth in the summer holidays relates to public policy and reading research. Triangulation of methods is used with literature review, policy analysis, questionnaire survey and interviews. My primary theoretical framework is Carol Bacchi’s ’What’s the problem represented to be’ (WPR) approach, which is also us
A significant proportion of the diversity of species seen today are insects and their host plants, and the evolutionary mechanisms behind their radiation have long captured the interest of biologists. The peacock flies of the large genus Tephritis (Tephritidae) use different host plants in the family Asteraceae for their reproduction. There is variation both in use of host plant species and in the
Den tekniska utvecklingen har ändrat hur människor kommunicerar med och om varandra. Den har också fört med sig nya former av övergrepp, däribland så kallade bildbaserade sexuella övergrepp. Begreppet bildbaserade sexuella övergrepp innefattar alla former av framställande och/eller spridande av privata, sexuella bilder utan samtycke från den avbildade. Exempel på sådana övergrepp är ”hämndporr”, sTechnological developments have changed the way people communicate with and about each other. It has also brought with it new forms of abuse, including so-called image-based sexual abuse. Image-based sexual abuse includes all forms of creation and / or distribution of private, sexual images without the consent of the person depicted. Examples of such abuse is “revenge porn”, stealth photography, u
In today’s design environment we are constantly in movement. Whether it is making models or tracing a sketch, we need to go to specific stations intended for the task. It is not just time consuming but also a problem. Stress might occur due to the fact that you never know whether the light table or the cutting mat will be preoccupied. Designers’ needs are not reached and in the end they m
Author: Josephin Brecht Title: “A second chance in life” A qualitative study based on the former criminals’ perspective on their opportunity for a life free of criminality The aim of this study has been to examine what former criminals' experienced being the most successful factors when trying to leave behind a lifestyle of crimes. I also wanted to analyse how their opinion on the matter mi
All people, regardless of gender, are entitled to participate in cultural life. 41% of the permanent actors and actresses at the Royal Dramatic Theater in Stockholm are women. Only 34% of the Malmö Theater roles in 2009 went to actresses. There is a male norm, not only in Swedish society, but also in the Swedish theater. How does this norm look like and what methods are required to change it? Eve
Åberopandet av bevis i de svenska domstolarna styrs av principen om fri bevisföring, som ger parterna rätt att presentera de bevis de önskar, utan krav om att beviset ska ha tillkommit i enlighet med viss reglering. Från denna princip finns dock vissa undantag. Bevis som härstammar från en anonym källa har ansetts utgöra ett sådant undantag, på grund av oförenligheten med processrättens krav och pThe presenting of evidence within Swedish courts is controlled by the principle of free production of evidence, which gives the parties a right to refer to any evidence, without any requirements regarding its conception. There are however a few exceptions. Evidence originating from anonymous sources has been considered an exception, due to the discrepancy between such evidence and the principles o
